Optional Life Insurance Benefits Available

Click here for more information and to download a printable application form. 

This year established a significant milestone in the history of our Association. We have assumed the management of the Group Life Insurance Program. With the assistance of American Equity Life Insurance Company we will provide direct service to our members. 

Colonel (Ret) Frank Carlone is continuing as our agent and will conduct briefings to the new recruits and to units that wish to have him provide a benefits briefing. 

If a unit Commander wishes to request a benefits briefing, please contact Brig Gen (Ret) Robert S. Dutko, Sr. at 609-530-6952, to schedule a visit. 

We will be increasing our activity with this program in the coming year. If you have not initiated action to increase your coverage to $50,000.00, I would encourage you to do so. This program provides excellent coverage for the members and their spouses and features a prompt payment service, generally within 72 hours of an untimely death. Payment of premiums can be facilitated by payroll deductions from your Guard pay or you may make direct payments if you choose to. 

Don't delay, sign up now by contacting Colonel (ret) Franlt Carlone at 732-249-8335 or email FLC.FRANK@WORLDNET.ATT.NET or Brig Gen (Ret) Robert S. Dutko, Sr. at 609-530-6952 or e-mail dutko@njdmava.state.nj.us

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